Senior Credit Research Analyst

We Are Waiting for You 

Hi there! 

I am Laura, the recruiter for this position. Nice to meet you! 

First, a little bit about what I like the most about working at TDC: The environment here is incredibly collaborative and innovative. Our tech-driven mindset fosters continuous learning and growth, creating an atmosphere where everyone can thrive.  Now, I can't wait to share this exciting journey with you at the Zurich!

First off, THANK YOU for considering our company. We understand that finding the right opportunity can be tough, but I’ll try to make it easier.

Who Are We?

Let me introduce us. You’re reading about Zurich Insurance Group, a global leader in insurance, but this role specifically pertains to ServiZurich. Established in Barcelona in 2006, ServiZurich operates as an integral part of Zurich Insurance Group, providing cutting-edge technological solutions and support to Zurich's local and global business units.

In addition to our technological solutions, we excel in investment, administration, and accounting, ensuring comprehensive support for Zurich's diverse operations.

What Can You Expect?

  We are looking for a Senior Credit Research Analyst to join our Credit Research team in Barcelona, sitting within Zurich's global Investment Management organisation. Reporting directly to the Head of Credit  Research, you will perform deep fundamental analysis across assigned sectors and issuers, working in close partnership with Portfolio Managers, local Heads of Asset Management and CIOs across the EMEA Region.

You will maintain regular dialogue with the Management, Treasury and Investor Relations teams of covered issuers, and cultivate a professional network spanning rating agency analysts, sell-side credit and   equity analysts, and DCM/syndicate desks. You will also play an active role in driving the Credit Research team's adoption of technology and best-practice analytical frameworks.

And you might be thinking: This is great, what will my day-to-day be like, at Zurich? I’m glad you asked.

As a Senior Credit Research Analyst you will have the opportunity to:

• Analyse the financial profile of credit issuers held, or considered for inclusion, across Zurich's investment portfolios.
• Assess issuers' financial performance, business characteristics, capital structure, credit rating dynamics, governance, documentation and all other factors bearing on credit quality.
• Deliver clear, well-reasoned investment recommendations to support the portfolio management process.
• Produce periodic credit opinions, ad-hoc analyses and news-flow assessments for issuers under coverage.
• Develop deep sector expertise and act as a thought leader for the industries in which covered companies operate.
• Generate instrument-level investment ideas through rigorous quantitative analysis, communicated with conviction to investment teams.
• Participate in weekly research and portfolio management calls, contributing sector and issuer insight and informing broader market strategy discussions.
• Respond promptly and proactively to ad-hoc requests from Portfolio Management, Risk and other teams across the Investment Management organisation on credit quality matters.
• Support Credit Research team initiatives to strengthen governance, controls and process efficiency.
• Champion the application of technology and innovation across all team processes.
• Work alongside experts in various technological domains.
• Enhance your skills with real-world experience
• Contribute to a team that values your input and creativity

What Makes You a Great Fit?

While we’re not seeking perfection or expecting you to save the world, we believe that if you meet some of these requirements, you’ll be a fantastic fit for our team. We are waiting for you!

• Bachelor's degree in Business Administration, Economics, Finance, Engineering or a related quantitative field; post-graduate qualification in finance preferred.
• CFA charterholder or progress towards the designation is an advantage.
• Minimum five years of relevant experience in an investment bank, accounting firm, rating agency or institutional investor.
• Thorough understanding of credit analysis, with the ability to conduct deep-dive fundamental research on corporate issuers.
• Expert knowledge of financial statement analysis, rating agency methodologies, and primary and secondary fixed income markets and instruments.
• Solid grasp of portfolio management fundamentals and working knowledge of ALM investing.
• Proficient in Bloomberg, Capital IQ and Excel; experience applying AI tools to quantitative analysis.
• Fluent English, written and spoken, is essential; Spanish or other Western European languages are an advantage.
• A collaborative team player with strong critical thinking skills, a proactive mindset and the ability to communicate complex analysis persuasively to both investment and business stakeholders.

And… What Makes Us Special?

As well as a competitive salary and a yearly bonus, we offer: +

• To support your work-life balance, we have adopted a flexible working model.
• Over 300 euros to set up your home office and additional monthly home office allowance.
• Wide range of internal and external trainings, including English and Spanish classes depending on the needs.
• Ticket restaurant and Health Insurance with the flexibility to exchange it for other benefits.
• Life and accident insurance.
• Collective Life retirement Plan
• 2000 referral bonus if you bring other talented people like you to the company.
• Special banking and insurance conditions plus Exclusive Employees discounts 
• Functional diversity benefits 
• Different social clubs such as hiking, investment, beach volley and many more
• Stock options and mortgage benefits.  

Where Are We Located?

Via Augusta, Barcelona. Occasional travel to other European countries for conferences/ company visits.

We Are Waiting for You.

Can you see yourself in this role? Don’t wait any longer! Apply by sending your CV in English.

If not, no worries! We’ll meet again in the future. Feel free to share my contact details with anyone you think would be a great fit.

At Zurich, we are an equal opportunity employer. We attract and retain the best-qualified individuals available, regardless of race/ethnicity, religion, gender, sexual orientation, age, or disability.

ServiZurich– Your Talent, Our Strength

Why Zurich

At Zurich, we like to think outside the box and challenge the status quo. We take an optimistic approach by focusing on the positives and constantly asking What can go right? 

We are an equal opportunity employer who knows that each employee is unique - that’s what makes our team so great! 
Join us as we constantly explore new ways to protect our customers and the planet.
 

• Location(s):  ES - Barcelona 
• Remote working:
• Schedule: Full Time
• Recruiter name: Laura Santamaría Rodríguez