Exposure Management Senior Analyst

Working hours: This role is available on a part-time, job-share or full-time basis. 

Location: We’re flexible! You can be based from any of our Zurich offices.

Closing date for applications: 29th March 2026

The opportunity:  

As a Senior Analyst, you’ll play a key role in strengthening our understanding of risk and shaping how we manage exposure across multiple lines of business. Acting as a trusted technical expert, you’ll provide guidance and insight to the market facing units supporting robust underwriting discipline and informed decision‑making.

Working within the Exposure Management team and benefiting from the breadth of expertise across Zurich’s UK Technical function, you’ll help drive the delivery of our Exposure Management strategy. A core part of your role will involve leading the development of both nat-cat and non‑nat‑cat exposure processes, including the design, assessment and continual enhancement of Realistic Disaster Scenarios (RDS). You’ll also support strategic projects, monitor emerging risks and trends, and contribute to assurance activities and the implementation of Underwriting Guidelines.

Collaboration will be central to your success. You’ll work closely with senior stakeholders and cross‑functional teams to ensure our exposure management capabilities are market‑leading and aligned with business priorities. This is a fantastic opportunity to influence meaningful change, support business growth and play a major role in advancing the organisation’s exposure management maturity.

What will you be doing?  

• Embed Zurich’s Exposure Management Framework—including policies, procedures, systems and reporting—across ZIK UK and in alignment with Group standards.
• Help lead the development and continual enhancement of exposure management tools and processes to improve data capture, modelling accuracy and efficiency.
• Act as a subject matter expert to drive continuous improvement in nat‑cat and non‑nat‑cat exposure processes, supporting more robust risk assessment and governance.

• Support the operationalisation of underwriting business strategy on Exposure Management through effective engagement with internal and external stakeholders.
• Prepare and update technical manuals and documentation to reflect policy changes and ensure smooth implementation.

• Carry out research and analyse key themes and market trends to enhance risk assessment methods, exposure reporting and the internal model.
• Identify and implement improvements to exposure management reporting, scenario analysis and the production of key metrics.

What are we looking for? 

• Advanced catastrophe modelling & analytical capability – including experience with tools such as RMS, Touchstone, or proprietary modelling platforms, and the ability to interpret model outputs for underwriting and portfolio decisions.
• Strong data handling and technical skills – manipulating large datasets using Excel, SQL, and increasingly Python or automation tools to build exposure MI, streamline reporting, and ensure data accuracy.
• Regulatory and reporting knowledge – familiarity with RDS, PRA/CBI filings, and other exposure‑related regulatory requirements.
• Cross‑functional communication & stakeholder influence – presenting complex exposure insights to underwriters and senior stakeholders in a clear and actionable way.
• Portfolio monitoring & aggregation management – assessing accumulation risk across multiple lines performing monthly exposure roll‑ups, and identifying emerging risk concentrations.
• Continuous improvement & tool development mindset – enhancing exposure reporting processes, building new analytical tools, and contributing to a culture of technical innovation and process optimisation.

As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply. 

What will you get in return? 

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday. 

Follow the link for more information about our benefits - Employee benefits | Working at Zurich Insurance UK 

As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.  

Who we are:  

At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people and our planet.  

With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry. 

We’ve made a promise to each other and every employee; to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.  

If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives and contributions - then Zurich could be just the place for you. Be part of something great. 

Our Culture: 

At Zurich, our sense of community is strong and we’re particularly passionate about diversity and inclusion, which we’ve won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic. 

We’ve an environment that places a real importance on our people’s wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement and we offer access to a comprehensive range of training and development opportunities. 

We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest-established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million. 

So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us.