Actuario Cat Modeller

Catastrophe Modeler

The Catastrophe Modeler – LATAM supports Zurich’s underwriting, pricing and portfolio management activities by providing high‑quality catastrophe risk analytics for LatAm. The role focuses on natural catastrophe perils (e.g. earthquake, windstorm, flood) and helps ensure that Zurich maintains a robust view of risk, aligned with Group standards and regulatory requirements.

Key responsibilities

• Run and maintain catastrophe models (Verisk, internal tools) for LATAM portfolios across multiple lines of business.
• Process and validate exposure data received from local entities, underwriters and brokers, ensuring completeness and data quality.
• Produce account‑level and portfolio‑level catastrophe metrics (e.g. AAL, PML, EP curves) to support underwriting decisions, pricing and reinsurance strategy.
• Support the structuring and assessment of reinsurance programs for LATAM, including treaty renewals and facultative placements.
• Develop and maintain standard reports, dashboards and tools to monitor catastrophe accumulations and risk appetites.
• Contribute to the development and calibration of Zurich’s internal catastrophe view of risk for LATAM, including model validation and comparison of vendor models.
• Work closely with underwriters, portfolio managers, actuaries, risk managers and Group Cat teams to explain results and translate analytics into business insights.
• Contribute to projects related to climate change, emerging perils and scenario analysis in the LATAM region.
• Document methodologies, assumptions and processes in line with Zurich’s architecture, risk and governance standards.

Requirements

• University degree in a quantitative discipline such as Engineering, Mathematics, Statistics, Physics, Actuarial Science, Economics, or related field.
• 2–5 years of experience in catastrophe modeling, exposure management, actuarial or risk analytics in (re)insurance or consulting (senior roles may require more).
• Familiarity with catastrophe modeling platforms (e.g. RMS, Verisk) and exposure management tools is a strong advantage.
• Solid analytical and problem‑solving skills; ability to work with large datasets.
• Proficiency in Excel; experience with programming or data tools (e.g. SQL, Python, R, Power BI) is a plus.
• Good understanding of insurance and reinsurance concepts (limits, deductibles, treaty structures, aggregates).
• Strong communication skills, with the ability to explain technical results to non‑technical stakeholders.
• Fluency in English; Spanish and/or Portuguese are a strong advantage.
• Team‑oriented mindset and ability to work in an international, virtual environment.

The Catastrophe Modeler – LATAM supports Zurich’s underwriting, pricing and portfolio management activities by providing high‑quality catastrophe risk analytics for LatAm. The role focuses on natural catastrophe perils (e.g. earthquake, windstorm, flood) and helps ensure that Zurich maintains a robust view of risk, aligned with Group standards and regulatory requirements.

Key responsibilities

• Run and maintain catastrophe models (Verisk, internal tools) for LATAM portfolios across multiple lines of business.
• Process and validate exposure data received from local entities, underwriters and brokers, ensuring completeness and data quality.
• Produce account‑level and portfolio‑level catastrophe metrics (e.g. AAL, PML, EP curves) to support underwriting decisions, pricing and reinsurance strategy.
• Support the structuring and assessment of reinsurance programs for LATAM, including treaty renewals and facultative placements.
• Develop and maintain standard reports, dashboards and tools to monitor catastrophe accumulations and risk appetites.
• Contribute to the development and calibration of Zurich’s internal catastrophe view of risk for LATAM, including model validation and comparison of vendor models.
• Work closely with underwriters, portfolio managers, actuaries, risk managers and Group Cat teams to explain results and translate analytics into business insights.
• Contribute to projects related to climate change, emerging perils and scenario analysis in the LATAM region.
• Document methodologies, assumptions and processes in line with Zurich’s architecture, risk and governance standards.

Requirements

• University degree in a quantitative discipline such as Engineering, Mathematics, Statistics, Physics, Actuarial Science, Economics, or related field.
• 2–5 years of experience in catastrophe modeling, exposure management, actuarial or risk analytics in (re)insurance or consulting (senior roles may require more).
• Familiarity with catastrophe modeling platforms (e.g. RMS, Verisk) and exposure management tools is a strong advantage.
• Solid analytical and problem‑solving skills; ability to work with large datasets.
• Proficiency in Excel; experience with programming or data tools (e.g. SQL, Python, R, Power BI) is a plus.
• Good understanding of insurance and reinsurance concepts (limits, deductibles, treaty structures, aggregates).
• Strong communication skills, with the ability to explain technical results to non‑technical stakeholders.
• Fluency in English; Spanish and/or Portuguese are a strong advantage.
• Team‑oriented mindset and ability to work in an international, virtual environment.