Underwriting Apprenticeship 2026 - Commercial Underwriting (London)
Underwriting Apprenticeship 2026 - Commerical Underwriting (London)
Location: London
Salary: £24,479 (plus £3,200 London location allowance)
Qualification: Level 4 Insurance Professional
Start Date: September 2026
Closing date for applications: 8th March 2026
Insurance is so much more than you think!
Are you looking for a career that will excite, challenge and inspire you? If so, an apprenticeship could be the ideal role for you! You’ll find the perfect balance of real life, on the job experience, whilst having time to complete your studies, apply your knowledge and earn qualifications too. With plenty of support around you, including your buddy, you’ll have lots of opportunities to shape your career and to make a difference to our customers at a time when they need us the most.
This is a permanent role; your apprenticeship is just the start of your career with us. We'll continue to cheer you on every step of the way once you’ve finished and will remain committed to help you grow. Working in insurance is so varied, you’ll find that there are so many different opportunities for you to explore. An apprenticeship is the perfect way to fast-track your career!
Your Opportunity
Ready to make a real impact from day one? As an apprentice in our Commercial Insurance business, you’ll join a fantastic team and take on real responsibility as you develop expertise in one of our specialist areas:
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Property
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Marine
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Construction
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Environmental Impairment Liability (EIL)
What’s in it for you?
You’ll work alongside national and international customers, as well as leading brokering partners as part of one of the industry’s top teams. This apprenticeship will give you hands-on experience and the chance to:
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Learn from some of the best in the industry - experienced underwriters and supportive colleagues who want you to succeed
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Develop hands-on skills as you help assess risks, build tailored solutions for customers, and see how our products protect people and businesses
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Build your confidence and negotiation skills by working directly with customers, partners, and brokers
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Explore the legal side of insurance and discover what matters to some of the world’s largest organizations
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Have a say in how we improve the customer experience and drive innovation at Zurich
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Understand the risks our customers face and how Zurich’s products and services protect them
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Assess potential challenges for customers, helping to ensure our pricing keeps us ready to support them when needed
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Review different scenarios and make sure our policies offer the right coverage
What can I look forward to?
Build valuable business relationships: Learn how to understand and evaluate our customers insurance needs and spot opportunities to strengthen their coverage with us.
- Gain deep insurance knowledge: Explore the insurance market and discover a wide range of products and services.
- Network for success: See how proactive relationship-building can help you meet business goals and deliver the best outcomes for our customers
- Adapt to a changing industry: Learn how shifts in the insurance market impact your role, our team, and our business.
- Connect with key stakeholders: Work with customers, brokers, and partners to deliver real support where it matters.
- Be supported throughout: Team up with experienced colleagues who’ll guide you every step of the way.
Alongside your day-to-day work activities, you’ll complete an Insurance Professional Level 4 Apprenticeship as well as an insurance industry recognised Diploma in Insurance via the Chartered Insurance Institute. The apprenticeship will take around 24 months.
We give you time to study as well as the opportunity to put what you learn into practice. Your qualification is just the start of your career at Zurich. Once your apprenticeship is complete you will have plenty of opportunities to put your new skills into practice while continuing to develop and grow.
What’s in it for you?
As well as joining a company that is passionate about our people, sustainability and our customers, we also have a competitive rewards and lifestyle benefits package.
You’ll receive:
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£24,479 starting salary (plus £3,200 London location allowance)
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28 days holiday plus an additional 3 volunteering days
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Flexible bank holidays for religious/cultural events
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Private medical cover
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12% company pension contribution
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Annual company bonus
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Discounted gym membership
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Discounted gadget insurance
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Discounted technology offers
What you’ll need:
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Full right to work and reside in the UK – Due to apprenticeship funding regulations, we cannot accept applications from those who require sponsorship to work in the UK. You must have resided in the UK for a minimum of 3 consecutive years.
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Minimum of three A Levels at A*- C (or equivalent)
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A minimum of five GCSEs (or equivalent) at grade C/4 including Maths and English.
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Commitment and dedication to completing your apprenticeship qualification
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Enthusiasm for learning and achieving professional certifications
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Independent, analytical thinking and problem-solving skills
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Strong attention to detail
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A collaborative team player who communicates well with others
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Effective personal planning and organisational skills
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A future-focused mindset, ready to embrace change and new ideas
Are you ready to create a brighter future?
At Zurich our brand purpose is to create a brighter future together, for our customers, our partners, our employees and the planet. It’s a promise that for our customers, we will put their needs at the heart of everything we do and for our employees, to grow and develop together. For our partners, to collaborate to create mutual value and for the planet, to drive positive impact by integrating our sustainability work into how we do business. We put our customers at the heart of everything that we do, and we’re looking for like-minded people to join us.
We’re passionate about diversity and inclusion, we want our people to bring the whole of themselves to work. You’ll have every opportunity to use your drive and enthusiasm to innovate the future of Zurich. Everybody is made to feel welcome, different opinions are valued, personal needs are respected, and opportunity is equal for all.
So, make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us.
Please note we are unable to progress your application if you don't meet our criteria listed above.
Please ensure you have the right to reside and work in the UK before you apply as we are unable to provide sponsorship. You must have resided in the UK for a minimum of three consecutive years in order to apply.
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The financials
- 12% defined non-contributory pension scheme.
- Annual company bonus.
- Income Protection.
- Life cover - four times your salary.
Time away
- 28 days holiday a year plus bank holidays.
- You can also request to swap UK bank holidays for days off that have cultural or religious significance to you.
- The option to buy up to an additional 20 days or sell some of your holiday.
- Three days paid volunteering.
- Up to 16 weeks' full pay for maternity, paternity and adoption leave.
Your health is important to us
- Access to Private medical insurance.
- Virtual GP appointments.
- Discounted gym membership.
- Free flu jab.
- Access to a wealth of support from our wellbeing partners.
We're making a difference
- Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the ‘UN Business Ambition for 1.5˚C’ pledge.
- Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.