UA Analyst - Middle Market

Zurich North America is hiring a UA Analyst – Middle Market to join our team in Los Angeles, CA. This role offers an opportunity to apply and strengthen your research and analytical skills while supporting Loss Sensitive underwriters across multiple lines of business with varying levels of complexity.

While this role is located at our Los Angeles, CA office, this position follows a hybrid schedule with 3 in‑office days per week. You will work with your manager to set a flexible schedule that supports both you and our Middle Market team.

Responsibilities:

• Analyze risk exposures by reviewing risk controls, loss history, financial condition, and other key information to support underwriting decisions regarding submission acceptance or declination. May execute underwriting actions within established risk appetite.
• Assist underwriters by evaluating and recommending inputs related to policy rating, pricing, policy construction, coverages, exclusions, and required forms to ensure accurate quoting and issuance. Execute tasks according to standard operating procedures (SOPs).
• Proactively identify information needs, seeking alternative and relevant data sources through underwriting tools to improve risk understanding. Track contingencies, issue binders and endorsements, invoice as needed, and coordinate with internal service units (e.g., rating, billing).
• Maintain electronic file documentation, ensuring accuracy, regulatory compliance, and audit‑ready condition.
• Lead account servicing activities—both independently and in partnership with underwriters—for new business, renewals, and endorsements on more complex accounts.
• Engage with brokers, agents, distributors, and customers, conducting planned and well-prepared interactions and on‑site visits related to servicing matters. Build strong working relationships across internal teams and with broker partners.
• Support and mentor team members by providing coaching, problem-solving assistance on complex transactions, and context behind solutions to aid development.
• Participate in special projects as assigned.

Required Qualifications:

• Bachelor’s degree and 2+ years of experience in Insurance, Underwriting, or Market Facing
  OR
• Zurich Certified Insurance Apprentice (with Associates Degree) and 2+ years of experience
  OR
• High School Diploma or equivalent and 4+ years of experience in Insurance, Underwriting, or Market Facing
  AND
• Knowledge of the insurance industry and regulatory environment

• Experience in data collection and analysis
• Experience with insurance processing, rating, and policy management systems
• Customer service background
• Problem-solving experience
• Experience servicing portfolios across multiple lines of business
• Proficiency with Microsoft Office

Preferred Qualifications:

• Agility and adaptability
• Strong critical, conceptual, and abstract thinking skills
• Broad insurance industry knowledge, including philosophy and techniques
• Foundational understanding of coverage and rating concepts, rating plans, and regulations for Loss Sensitive programs
• High attention to detail for data preparation, data hygiene, and initial risk analysis
• Strong communication (verbal/written) and active listening skills
• Basic–Intermediate Excel skills (sorting, filtering, formulas, pivot tables)
• Working knowledge of insurance processing, rating, and policy systems

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $61,500.00 - $100,700.00. with short-term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Los Angeles
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No  
 
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