Senior Underwriter (m/f/d)

Zurich is one of the world’s leading insurance groups and one of the few to operate on a truly global scale. With about 53,000 employees serving customers in more than 170 countries, our mission is to help people and businesses understand and protect themselves from risk. We support individuals, small and medium-sized companies, and global corporations by offering a broad range of insurance products, solutions, and advisory services.

This role is at the core of Zurich’s newly established cross-border individual life protection business – a dynamic area dedicated to driving growth and innovation. As part of a small, agile team you will collaborate across multiple markets to develop tailored life protection solutions for our customers. Together, we are shaping the future to secure brighter outcomes for those we serve, wherever they are in the world.

Main Responsibilities

• Apply underwriting policies and procedures consistently to deliver accurate and timely case assessments  
• Support the development and continuous improvement of underwriting standards, controls and operating practices through feedback and collaboration
• Complete underwriting assignments adhering to best practices and within agreed authority limits, measuring exposure and analysing risk to maintain underwriting quality
• Collaborate with Group Life Reinsurance and Underwriting teams on complex cases
• Follow and support quality procedures to ensure compliance with underwriting and reinsurance
• Monitor competitor underwriting practices and advise executive management as needed
• Provide input into product development when relevant to ensure underwriting considerations are well incorporated
• Develop strong relationships with key distributors, promoting the Zurich brand and supporting the acquisition of profitable new business

Skills and Experience

• Fluent in English is mandatory; additional languages are an asset
• 5+ years of experience in life underwriting or a related field
• Understanding of life underwriting processes, principles, and assurance
• Excellent communication skills, both written and verbal
• Accuracy, attention to detail, and effective measurement abilities
• Customer-focused approach with the ability to build constructive working relationships internally and externally
• Computer literate, including knowledge of Microsoft Office packages (e.g. MS Word and MS Excel)
• Ability to manage workload effectively, work to deadlines and adapt to changing priorities
• A collaborative mindset and a constructive approach to problem-solving and learning

We offer 

• Full-time position in our friendly and motivated team in Luxembourg
• International working environment 
• Compensation packages to high standard market rates
• A high standard Group health insurance & Pension plan 
• Flexible working policy to support your work life balance
• Career path and opportunities within Zurich Group
• Executive Managers whose doors are always open
• A work model based on transparency and recognition 
• Training & Development for upskilling your future experience